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277 Fairfield Rd Ste
310- Fairfield, NJ 07004
driving-with-a-pet-two-dogs-standing-at-the-door-of-a-semi-truck

DRIVING WITH A PET: ESSENTIAL TIPS FOR TRUCKERS AND THEIR FURRY CO-PILOTS

Sometimes, it feels that the only company truck drivers have is the hum of the engine and the occasional radio chatter. But for those who travel with furry co-pilots, the road feels a little less lonely. Against the common opinion that life on the road is long, lonely and repetitive, driving with a pet can make a world of difference. It can improve your mental well-being, encourage healthier habits and give you an extra layer of security.

In this guide, we’ve covered everything you need to know about having a pet on board, from the benefits and navigating company policies to tips for a smooth and enjoyable ride.

CAN YOU DRIVE WITH A PET?

Driving with pets such as dogs and cats can be a great way to enjoy the long hauls on the road. Pets can be great companions, keeping you company as you go about your daily business. However, before bringing a pet along, truck drivers must first determine whether their company allows it. Many truck companies have different policies regarding travelling with pets. While some welcome different pets, others have strict restrictions in place. Regardless, it is essential to go over your employer’s policies before bringing your pet on board. 

Most trucking companies typically require documentation such as health records, vaccination certificates, and behavioral evaluations to ensure your pet is fit for travel. By meeting these requirements and adhering to company policies, you can make the journey safer and more enjoyable for both you and your pet.

BENEFITS OF DRIVING WITH A PET

Once you have confirmed and met the requirements of having a pet on the road, then cheers to enjoying the hours with a furry co-driver. And if you are in doubt about whether you should bring your pet with you, the following benefits might just change your perspective.  

COMPANIONSHIP

As a truck driver, you likely spend long hours on the road away from friends and family, which for others can be lonely. Sometimes, the only time you get to talk is with other truck drivers over the CB Radio, or with the DOT inspector. When you travel with a pet, it is like having a co-captain or a friend. Pets provide constant companionship and emotional support which help to reduce feelings of loneliness and isolation.

IMPROVED HEALTH

Pets can be a joy to be around and they always find a way to make us smile. From the adorable way they wag their tails and their warm cuddles, they bring warmth and happiness into our lives. Traveling with a pet can help combat mental issues such as stress, depression and anxiety resulting in improved moods and overall health.

Studies have also revealed that having pets is tied to increased survival rates in heart attack patients, as well as reduced blood pressure and lower levels of cholesterol. Furthermore, the responsibility of caring for a pet while traveling can help provide a sense of purpose and routine, which can be beneficial for mental well-being.

IMPROVED MOBILITY

If you own a pet like a dog, you know how essential regular walks are. Taking them with you on your trips means that you have to take breaks from time to time to help your pet get some exercise. These regular walks not only benefit the pet but also promote your physical health as a truck driver who has to sit behind the wheels for prolonged hours.

SOCIAL INTERACTION

Ever met people who walk up to you just to complement your pet? Sometimes, your pet might spot another furry friend from a distance and spark an instant connection, creating an opportunity for their owners to chat. That is the charm that having a pet comes with.

They can serve as a social catalyst, making it easier to engage in conversations with fellow drivers and people you meet during stops. Pets also often attract attention which leads to increased social interaction. So don’t be shy to leverage your pet to kick off conversations. They’ll be more than happy to assist!

SAFETY AND SECURITY

During night travels and when you pass through unknown or isolated roads, your pet can provide a sense of safety and security. They can sense danger faster and help improve your situational awareness and alertness

TIPS FOR DRIVING WITH A PET

Driving with a pet comes with its own set of fun, and it’s like having a buddy ride with you. But remember that they depend on you for their safety during the trips. That is why you must engage in some best practices to ensure the ride is smooth for both of you.

PROVIDE A CAR SEAT FOR YOUR PET

Having your pet seat in the passenger seat is not ideal. Smaller pets cannot perfectly fit in even with the seat belt strapped on, which can make them slip out of the seat. Instead, provide a pet’s car seat for them. Another sitting arrangement you should take note of is to keep pet seats away from the airbag’s reach. This means pets should be seated at the back.

DON’T LEAVE THEM IN THE CAR

Whether you’re running a quick errand, or stopping to take a rest, never leave your pet in a hot truck. Ensure your air conditioning is running and the temperature level is perfect for them depending on the weather condition.

KEEP THEM FROM WANDERING AROUND

Always keep an eye on your pets so that they don’t wander off. When they are in the truck, make sure that they are properly strapped in their seats. When you go for a walk, keep them close. And If you have any quick errands to run without them, put them in the care of a trusted fellow. You don’t want to deal with finding a missing pet.

MAKE SURE THEY ARE EASILY IDENTIFIED

Your pets should always have their collars and tags on. While you don’t hope that they go missing, you want to improve your chances of finding them when the unlikely happens.

KEEP THEM INSIDE

Having dogs hang their heads out of the window can be a pleasant sight, but it has its downsides. First, debris on the road can pose a major danger to them. It can also be a high risk for accidents. For example, when you have to slam on the brakes, your pet could experience whiplash or worse.

CONCLUSION

If you’ve ever had doubts about taking your pet with you on long hauls, we hope we have changed your mindset. Having your pet by your side can make you feel closer to home while also providing benefits such as improved health, enhanced safety, and stronger social connections. Before hitting the road, be sure to review all necessary policies to ensure compliance.

We wish you a happy journey with your loyal companion!

ABOUT INSPIRED FUNDING

If you’re looking for the best financing for your truck business, Inspired Funding is here for you. With tailored financing plans and a range of flexible options, we make it easy for you to get the truck you need and make paying for it a breeze.

Inspired Funding has been helping businesses finance various commercial vehicles, including semi-truckscargo vansdump trucks, and other essential heavy equipment to keep your business moving. We offer competitive interest rates and affordable down payments to fit your budget.

Worried about credit? No problem! We can help you navigate credit score challenges by providing financing solutions designed to get you on the road faster.

Ready to finance a bulldog or a dragon wagon? Give us a call today to get started!


image-of-a-dump-truck-on-a-highway

8 USEFUL TIPS EVERY DUMP TRUCK DRIVER MUST KNOW 2025

Driving a dump truck is not just about getting loads from point A to point B. If it were that simple, everyone would be doing it. Between handling heavy loads, and navigating uneven terrains, operating a dump truck safely requires a skill set. To ensure each trip is both safe and efficient, you need to master a few key strategies and best practices.

From pre-trip inspections to proper loading techniques, this guide covers everything you need to know to help you maintain control, prevent accidents, and keep your truck in top shape. Let’s explore the essential tips every dump truck driver should know!

KNOW YOUR DUMP TRUCK

The first tip for dump drivers is to know and understand your truck in and out. Some specifics you should pay attention to include your dump truck type, the weight, height, size, turning radius and handling. Having the necessary information about your truck will aid you in navigating various terrains such as tunnels, bridges and areas with height limitations. By doing this, you help to prevent potential damage to your truck.

PRACTICE SAFE DUMPING

Be mindful of how you dump as this can impact on the condition of your truck. For instance, dumping on loose or soft surfaces can make the load on the truck unbalanced. Instead, find a flat and firm area that will not cause the weight to shift and slide out of control when you dump.

Another safe dump practice is never to exit the cab while dumping. Stay inside with your seatbelt strapped on while you dump. 

Additionally, ensure that there are no people or other vehicles close to the truck when you want to dump to avoid accidents. By practising safe dumping habits, you can save your life and those of others, and ensure that the truck remains in great condition. 

NEVER OVERLOAD THE UPPER PORTION OF THE TRUCK BED

Every dump truck has its weight limitation. By overloading the truck with more than what it can take,  the load can shift, making the truck off balance and unstable. And when this happens, it can lead to mechanical failures and increased risk of accidents. Therefore, always ensure that the load is evenly distributed on the bed of the truck, and never exceed your truck’s weight capacity. 

MAINTAIN YOUR DUMP TRUCK

If you operate a dump truck, it becomes your duty to ensure that it is always in good condition. You can do this through regular maintenance and never skipping a servicing day. Key maintenance checklists include regular inspections and evaluations, frequent oil changes and visits to the mechanic to fix what needs to be fixed. 

Do not operate the truck when it has some unattended mechanical issues, as this may lead to build-ups and damage your truck more. Instead, repair any fault as you catch it during inspection. This will prevent breakdowns during operations on project sites. Also, refer to owner’s manual for necessary information on how to self-maintain your truck. 

PERFORM A PRE-TRIP INSPECTION

Before you set out, examine your truck thoroughly to ensure it is in proper condition. Examine parts like the brakes, mirrors, lights, tires and fluid levels. Also, check that the load is evenly distributed and secure. 

UTILIZE MIRRORS AND BE AWARE OF BLIND SPOTS

Adjust your mirrors to maximize visibility as you drive. Dump trucks have large blind spots, so it is essential to consistently adjust and monitor your mirrors to stay aware of your surrounding vehicles, pedestrians, and obstacles to reduce the risk of accidents. 

ADHERE TO TRAFFIC LAWS 

Comply with all traffic laws and regulations as you drive a dump truck. These include speed limits, stop signs, and turn signals. This ensures your safety and that of others on the road.

PRACTICE SAFE BRAKING

Because of their substantial weight, dump trucks require longer stopping distances. This is where safe braking becomes vital. Avoid sudden braking, rather decelerate gradually and maintain a safe following distance from other vehicles to prevent collisions.

CONCLUSION

If you drive a dump truck regularly, you’ll realize that it requires more than just moving from one place to another. Instead, you need skill, awareness and a commitment to safety practices every time you hit the road to ensure a smooth and accident-free experience.

Practice proper loading and dumping techniques, do regular truck maintenance and follow traffic regulations to protect yourself, your truck, and those around you. With these tips in mind, you’ll not only extend the life of your vehicle but also become a more efficient and responsible dump truck driver.

ABOUT INSPIRED FUNDING

If you’re looking for the best financing for your truck business, Inspired Funding is here for you. With tailored financing plans and a range of flexible options, we make it easy for you to get the truck you need and make paying for it a breeze.

Inspired Funding has been helping businesses finance various commercial vehicles, including semi-truckscargo vansdump trucks, and other essential heavy equipment to keep your business moving. We offer competitive interest rates and affordable down payments to fit your budget.

Worried about credit? No problem! We can help you navigate credit score challenges by providing financing solutions designed to get you on the road faster.

Ready to finance a bulldog or a dragon wagon? Give us a call today to get started!


a-collage-of-different-types-of-commercial-vehicles-on-a-white-background

WHAT ARE THE DIFFERENT TYPES OF COMMERCIAL VEHICLES?

Many businesses today rely on commercial vehicles for various operations. According to Statista, unit sales of commercial vehicles are projected to reach 37.75 million in 2025, with a 1.58% increase by 2029. These vehicles make transportation and specialized projects quick and efficient, and directly impact the bottom line of companies that depend on them.

To meet the various industry demands, commercial vehicles come in different sizes, shapes and functions. Some are made to transport people, some for hauling heavy materials and certain specialized vehicles require professional expertise to operate. Read on as we explore everything you need to know about commercial vehicles, the types and how you can choose the right one for your business.

WHAT ARE COMMERCIAL VEHICLES?

Commercial vehicles are primarily used for transporting people and goods for business purposes. They support businesses across multiple industries, making them a valuable asset. To accommodate the diverse demands of these industries, commercial vehicles vary in size, weight, design, and function.

They are also classified into three major categories based on their Gross Vehicle Weight Rating (GVWR): 

  1. Light-Duty Commercial Vehicles: GVWR up to 14,000 lbs
  • Class 1: Up to 6,000 lbs
  • Class 2: 6,001–10,000 lbs 
  • Class 3: 10,001–14,000 lbs 
  1. Medium-Duty Commercial Vehicles: GVWR: 14,001–26,000 lbs 
  • Class 4: 14,001–16,000 lbs 
  • Class 5: 16,001–19,500 lbs 
  • Class 6: 19,501–26,000 lbs 
  1. Heavy-Duty Commercial Vehicles: GVWR: 26,001 lbs and above
  • Class 7: 26,001–33,000 lbs
  • Class 8: Over 33,000 lbs

THE DIFFERENT TYPES OF COMMERCIAL VEHICLES

There are different types of commercial vehicles and the list of every type that exists is almost inexhaustible. These types cut across vehicles used for moving people, goods and the heavy-duty ones used for construction and specialized projects. In the list below, we will try to cover some of the common ones you will find around. 

SEMI-TRUCK

Semi-trucks are also called 18-wheelers, big rigs or tractor-trailers. These are vehicles with a tractor unit, or cab in the front, and a bed or trailer attached via a fifth-wheel connection. They are used for long-haul freight between distribution and fulfillment centers.

DUMP TRUCKS

Dump trucks are used in the mining and construction industries for transporting materials such as sand, gravel, debris and coal. Dump trucks are designed with a hydraulic mechanism that helps tilt the truck bed to unload its content.

BOX TRUCK

Box trucks are similar to semi-trucks, but instead of a fifth-wheel connector, their trailers are attached directly to tractors. They feature an enclosed box-like cargo area that is used to store goods for loading items such as furniture and appliances. They are frequently used by businesses for small-scale freight and moving services. 

GARBAGE TRUCK

Also called refuse trucks, these specialized vehicles are built for waste collection. They have a unique loading mechanism that is used to lift empty bins into a storage compartment. They also have a compacting system that makes room for hauling more trash on the go, thus efficiently managing waste disposal.

PICKUP TRUCK 

Pickup trucks are similar to box trucks, but without enclosed cargo. Instead, they have an open-top bed that can be used to house different cargoes such as construction materials, business tools and equipment.

TOW TRUCKS

Tow trucks cover different types of vehicles, including wrecker trucks that are used for vehicle recovery purposes. These can include damaged, stuck or vehicles that violate traffic laws. Tow trucks come in different shapes and types making them adaptable for any condition where they are needed. 

CARGO VANS

These are compact, enclosed vehicles used primarily for delivering goods within urban settings. Cargo vans are designed as a one-piece attached to the driver’s cab and have no rear seating. They offer a spacious interior that allows for secure and efficient transportation of cargo.

VACUUM TRUCKS

Equipped with a powerful suctioning system, vacuum trucks are used to load solids, fluids, sludge and other materials. They are common in sewage management, industrial management and hazardous waste management. They have an attached tank that collects the materials they vacuum until they are transported to the right sites for disposal. 

TRANSIT BUSES

These are big transport buses used to accommodate a large number of people. They are often used as a cities’ transport system or as school buses.

FLATBEDS 

Flatbeds have an open-air, flat platform that is used to convey oversized and irregularly shaped loads that do not require enclosure or external protection. 

STEP VANS

These are commercial vans that have a spacious area that makes it easy for the driver to access the cargo from the cab without having to leave the vehicle. Step vans are popular in the parcel delivery services. They can serve as food trucks and mobile workshops. 

PASSENGER VANS

These vans are designed to carry between 9-15 people. They are often used to transport individuals for shuttle services such as tour operations or group transporting. 

CRANE TRUCKS

Crane trucks are built with a mounted crane that allows for the efficient loading, lifting and unloading of heavy items like equipment or machinery. They are used in construction, logistics and utilities industries because of how they facilitate the movement of heavy equipment needed for work. 

UTILITY AND SERVICE TRUCKS

Includes different types of trucks such as fire trucks, ambulances and maintenance trucks that are equipped with different specialized tools and parts to complete the tasks they are designed for. 

CONSTRUCTION AND HEAVY EQUIPMENT TRUCKS

Common types in this category include concrete or cement mixer trucks, drilling rigs, and logging trucks built for specific purposes. They are not built for public roads and are commonly found on the sites where they are utilized. 

CHOOSING THE RIGHT COMMERCIAL VEHICLE FOR YOUR BUSINESS WITH INSPIRED FUNDING

Commercial trucks serve different purposes and choosing the right one can impact your business’ profitability and efficiency. From cargo vans, dump trucks, vacuum and tow trucks, there are a lot of options to choose from particularly if you are just considering joining the truck industry. Therefore, this decision should be made meticulously by weighing several factors such as your business needs, the demands of the truck in your region and your interest. 

More significant to consider is the financial investment acquiring a commercial vehicle comes with. Commercial truck financing requires many processes and without the right guide, truck owners can make decisions that will put a strain on their finances and business in the long run. That is where Inspired Funding comes in with flexible and tailored financing solutions for different business situations. Also expect a streamlined approval process that makes getting the right truck quick and seamless.

ABOUT INSPIRED FUNDING

If you’re looking for the best financing for your truck business, Inspired Funding is here for you. With tailored financing plans and a range of flexible options, we make it easy for you to get the truck you need and make paying for it a breeze.

Inspired Funding has been helping businesses finance various commercial vehicles, including semi-truckscargo vansdump trucks, and other essential heavy equipment to keep your business moving. We offer competitive interest rates and affordable down payments to fit your budget.

Worried about credit? No problem! We can help you navigate credit score challenges by providing financing solutions designed to get you on the road faster.

Ready to finance a bulldog or a dragon wagon? Give us a call today to get started!


image-of-a-Dump-truck-on-a-site

THE DIFFERENT TYPES OF DUMP TRUCKS AND THEIR USES

Dump trucks are used across many industries today. They help in hauling large amounts of materials from different locations to where they are needed. From construction sites, waste management, and mining, the demand for these vehicles cannot be undermined in carrying out daily operations for these industries. 

To meet the endless demands, these vocational trucks come in different shapes and sizes with varying functionalities. Also, advancement in technology has contributed to the multifaceted and diverse use of these vehicles. Let’s explore the different types of dump trucks and what they are used for. 

TYPES OF DUMP TRUCKS

There are nine different types of dump trucks, each built with distinct features and functions. 

STANDARD DUMP TRUCK

Standard dump trucks are common within many industries. They are built with a truck suspension that can lift the front of the vehicle while lowering its rear to release the load at the back. These vehicles use a standard chassis making them versatile and adaptable to standard and highway road conditions. 

Standard trucks are highly in need among various industries, yet, they are not suited for navigating uneven terrain often found at large construction sites.  You will find them used in residential construction sites, street building, agricultural projects, and road construction. 

SUPER DUMP TRUCK

A super truck is a type of semi-truck trailer that has an additional trailing axle that can be lifted off the road surface when the vehicle is empty to reduce taxes. On the flip side, when it is fully loaded, the trailing axle is moved in place by a hydraulic system, thus allowing the truck to gain more capacity and payload. 

In a nutshell, super dumps are built in such a way that they maximize both payload and performance while adhering to weight regulations. 

WINTER WEATHER DUMP TRUCKS

These are vehicles utilized in areas with snowfalls. They are built with the capacity to clear snow with snowplow blades. In this case, the unloaded dump box can be used to carry sodium or chloride salts which are then spread on the areas covered with snow to prevent snow formation. 

TRANSFER DUMP TRUCK

The transfer dump truck has a different kind of configuration. It has a standard dump truck pulling a separate trailer with a mobile cargo container. This feature allows it to move loads such as sand, asphalt, snow, and construction materials from the trailer into its dump box. 

The loaded heap trailer can move on its chassis while the truck moves. They are most popular in expressways, urban centers, and areas with strict weight restrictions. 

SIDE DUMP TRUCK

This type features a combination of semi-truck and trailer configurations. Side dumps have designed hydraulic rams that enable the body to tilt on its mid-line to the left or right. This allows dumping to be done from both sides of the box, enabling rapid unloading and reducing the risk of tipping over. Because of this, they are suitable for projects that require quick material deposition and various hauling requirements. 

HAUL DUMP TRUCK

This is a heavy hauler that is huge and has the capacity to haul between 40 to 400 tons of material per load, depending on the size of the vehicle in use. Haul dumps feature twin axles, with some models having up to three. 

In terms of functionality, they can offload from both the front lift of the dump box and the rear. As heavy-duty vehicles, they are mostly found on the site where they are utilized and rarely found on public roads.

SEMI-TRUCK TRAILER END DUMP TRUCK

This is a combination of a semi-truck and a trailer. The semi-truck functions as the hauler while the trailer has its hydraulic hoist for dumping load from the rear of the truck. 

They require a strong hydraulic piston at the front of the trailer due to the size of the load they carry. It is useful for carrying larger loads, but it can do this on stable and even roads. They are less stable for rough terrains.

SEMI-TRUCK TRAILER BOTTOM DUMP TRUCK

While similar to the end dump truck, the semi-truck trailer bottom dump truck has a distinct shape and offloading method. It is also called the belly dump because It features a dump gate in the belly of the trailer as a passage for materials to be unloaded entirely in a linear heap where it is needed. They are effective for transporting grains for agricultural purposes, as well as construction materials like sand or gravel. 

ARTICULATED DUMP TRUCK

ADTs consist of two sections: a front cab and a rear dump body, connected by a pivot point. This design provides excellent off-road capabilities, allowing the truck to navigate rough terrains and tight spaces. ADTs are commonly used in mining and large-scale construction projects. 

USES OF DUMP TRUCK

Different dump truck type has different uses. Yet, their general uses are:

SNOW REMOVAL

Vehicles used for plowing snow are also dump trucks. Their configuration allows for clearing while at the same time carrying sodium salt for melting snows as they move. 

TRANSPORTING MATERIALS

This is probably the most common use of a dump truck. From snow, agricultural produce, gravel, sand, and garbage, the dump truck’s bed has the capacity to accommodate different materials and transport them from one location to another. 

RESIDENTIAL MOVING

Dump trucks can be valuable equipment for the moving industry. These trucks can also be utilized for residential moving, particularly for old items that need to be disposed of. Items like old stacks of clothing materials, old furniture, and worn-out household and renovation materials can be thrown into a dump truck and carted off. 

CONSTRUCTION SITES

Construction sites use them for many functions from transporting construction waste to hauling materials. They are versatile for clearing the sites for workers to work. 

GETTING THE RIGHT DUMP TRUCK WITH INSPIRED  FUNDING

With many industries relying on it, there is no decline in sight for the need of dump trucks. Their ability to haul large volumes of load and to offload seamlessly, powered by technical configurations make them particularly essential.

Getting the right dump truck depends heavily on evaluating the use as already explored here. Assessing the features of each type in relation to the function required of the truck can help make all the difference. Also, consider checking in with a financial expert such as Inspired Funding to find the best financing option.

ABOUT INSPIRED FUNDING

If you’re looking for the best financing for your truck business, Inspired Funding is here for you. With tailored financing plans and a range of flexible options, we make it easy for you to get the truck you need and make paying for it a breeze.

Inspired Funding has been helping businesses finance various commercial vehicles, including semi-truckscargo vansdump trucks, and other essential heavy equipment to keep your business moving. We offer competitive interest rates and affordable down payments to fit your budget.

Worried about credit? No problem! We can help you navigate credit score challenges by providing financing solutions designed to get you on the road faster.

Ready to finance a bulldog or a dragon wagon? Give us a call today to get started!


image-of-a-semi-truck-filling-up-at-a-gas-station

11 TIPS ON HOW TO IMPROVE FUEL EFFICIENCY IN YOUR SEMI-TRUCK

Improving fuel efficiency in semi-trucks has become more and more important today. According to the U.S. Environmental Protection Agency, the Greenhouse gas emissions from the transportation industry accounts for about 28% of the U.S’ total greenhouse emissions. Therefore, increased fuel consumption is not safe for the economy. 

High fuel consumption also means spending more on fuel. For instance, on average, semi-trucks in the U.S. consume 36.5 billion gallons of diesel annually. This amount can be significantly reduced by following some selected tips that we have outlined in this article. By following this guide, you can begin to see more changes in how much your semi-truck consumes fuel.

PRO TIPS TO IMPROVE FUEL EFFICIENCY IN YOUR SEMI-TRUCK

AVOID IDLING YOUR TRUCK

There are many reasons why idling your truck might sound like a better option —- to grab a quick meal, maintain temperature during winter, or just to avoid restarting after a quick errand. Idling your vehicle is one of the easiest ways to burn off fuel. 

According to research, your semi-truck burns 0.8 gallons of fuel for every hour it sits idle. When you calculate how much fuel it burns over a period of time, you would realize how much fuel and money you waste while your truck sits idle. So don’t keep your truck idle for too long to improve fuel economy.

KEEP UP WITH TRUCK MAINTENANCE

Lack of regular truck maintenance can lead to increased fuel consumption. Ensure that certain parts of your truck are subject to frequent check-ups by you or a professional. For example, unclogged air filters and improperly inflated tires can greatly impact fuel consumption. Similarly, changing oils regularly can help your truck run with lesser energy. 

Semi-truck maintenance also covers managing speed, and reducing truckload. When you make efforts to handle your semi-truck with great care and keep up with regular maintenance, you’ll be shocked at how much fuel you’ll save.

DON’T OVERFILL YOUR TANK

Overfilling your fuel tank with more than what’s necessary has a couple of disadvantages. An overfilled tank can lead to tank expansion when the fuel is heated. Also, overflow leads to fuel wastage, which defeats the purpose of maximizing fuel efficiency. Pro tip? Don’t fill your tank with more than what it can take.

AVOID EXCESSIVE BRAKING

Low fuel efficiency can be linked to excessive and sudden brakes. Here’s why: every time you use the brake, your truck consumes more fuel to get back on. So every time you hit the brakes, you expend more fuel. While making some stops at intervals is necessary, consider exploring other techniques that would require less use of brakes.

MANAGE SPEED

Trucks have a speed limit of 65 mph. While it can be tempting to go higher than that on a free road, we recommend you don’t. Overspeeding and inconsistent speed can result in higher fuel consumption. On the other hand, if you drive steadily and regulate your speed, you can cut down on fuel usage. So regulate speed and drive within the speed limit, your semi-truck will thank you.

OPTIMIZE TRUCKS AERODYNAMICS 

You can cut down on fuel usage by simply improving your truck’s aerodynamics. This includes some modifications to reduce aerodynamic drag. Modifications can consist of removing accessories such as top bars, air horns, bull bars, and additional light. Other modifications done by an expert can consist of adding wheel covers, fuel tank fairings, side skirts,  trailer tails, and cab extenders.

INFLATE YOUR TIRES PROPERLY

Tires play a huge part in managing fuel economy. When your truck is incorrectly inflated,  your engine will require more energy to keep your tire in motion, thus resulting in additional fuel expenditure. To put in context 1 psi drop in tire pressure can reduce gas mileage by 0.2%. A well inflated tire on the other hand can help you save up fuel. 

USE CRUISE CONTROL

Cruise control helps you drive at a consistent speed that can make a significant difference on fuel saving. When navigating uneven roads and accelerations, employing the cruise control can provide up to 6% reduction in fuel consumption. Cruise control does not only help you regulate your speed, it can provide fuel efficiency. 

USE GPS TO FIND ALTERNATIVE ROUTES

Some routes tend to impact fuel consumption, and you should avoid them. Longer routes, roads with high traffic, poor conditions, or uneven terrains can make your truck burn more fuel. By exploring shorter routes and roads with better conditions, your truck can decrease fuel consumption. 

DRIVE WELL

Being intentional about driving smoothly can make a lot of changes to how your semi-truck consumes fuel. Practise gradual acceleration and deceleration, and maintain a steady speed to allow the engine to operate more efficiently. In a nutshell, how you drive can determine whether you burn or save more fuel. 

FINAL THOUGHTS

Improving fuel efficiency in semi-trucks is not only beneficial for reducing operational costs but also critical for minimizing environmental impact. By adopting the tips outlined in this guide, such as avoiding idling, maintaining your truck, managing speed, and driving intentionally, you can cut down on fuel consumption and expenses. Also small, but effective adjustments, like inflating tires properly or optimizing aerodynamics, can lead to substantial savings over time.

ABOUT INSPIRED FUNDING

If you’re looking for the best financing for your truck business, Inspired Funding is here for you. With tailored financing plans and a range of flexible options, we make it easy for you to get the truck you need and make paying for it a breeze.

Inspired Funding has been helping businesses finance various commercial vehicles, including semi-truckscargo vansdump trucks, and other essential heavy equipment to keep your business moving. We offer competitive interest rates and affordable down payments to fit your budget.

Worried about credit? No problem! We can help you navigate credit score challenges by providing financing solutions designed to get you on the road faster.

Ready to finance a bulldog or a dragon wagon? Give us a call today to get started!


picture-of-a-commercial-truck-on -the-road

WHAT ARE THE DIFFERENT CLASSES OF COMMERCIAL VEHICLE?

Every industry today relies on commercial vehicles. Sectors like telecommunications, construction, food, and agriculture, to name a few, depend on these trucks to carry out daily operations. They aid in hauling, logistics, and transportation, making their operation efficient and fast.

These trucks are built differently to help accommodate these various needs. From dump trucks and tow trucks to semi-trucks, commercial vehicles come in different sizes and capabilities and are categorized into classes.

The Federal Highway Administration classifies all commercial vehicles into eight, ranging from light-duty, medium-duty, and heavy-duty. In this article, we break down these classifications, providing examples and models to give you a clear understanding of what each category entails.

WHAT IS A COMMERCIAL VEHICLE?

The Federal Motor Carrier Safety Administration defines commercial vehicles as self-propelled vehicles that operate on the highway, and are used to transport people and goods across states. Ideally, commercial trucks have a rating gross vehicle weight rating and are categorized based on various criteria to ensure appropriate usage, compliance with regulations, and safety standards. 

WHAT IS GROSS VEHICLE WEIGHT RATING (GVWR)?

Trucks in the United States are categorized by their Gross Vehicle Weight Rating (GVWR), often found inside the driver’s side door. The GVWR is the metric used to categorize vehicles based on their maximum loaded weight. 

In simple terms, it determines the total weight a truck can operate at. It is specified by calculating the vehicle’s weight at its fullest capacity, including fuel, cargo, complete passengers, and drivers.

CLASSIFICATION OF COMMERCIAL VEHICLES BY WEIGHT

Commercial vehicles are classified by weight, ranging from class 1-8. These are then sub-divided into three: light, medium, and heavy-duty. In this section, we will consider each category and their sub-divisions.

LIGHT DUTY VEHICLES

Light duty vehicles fall within the GVWR of 0-14,000 pounds. These are small trucks used for daily operations. They include vans and pickup trucks used for transporting light goods. They are broken down into three and expatiated below:

CLASS ONE (GVWR: 0 to 6,000 LBS)

These include small pickup trucks, SUVs, and minivans weighing up to 6,000 pounds (2,722kg). Class one trucks are more often utilized for personal uses to transport lightweight items, or for small-scale deliveries. Examples include the Ford Ranger and the Chevrolet Colorado.

CLASS TWO (GVWR: 6,001 to 10,000 LBS)

Class two vehicles include standard full-size and heavy-duty pickup trucks, larger SUVs, and some cargo vans. They are subdivided into 2A (6,001 – 8,500 pounds) and 2B (8,501 – 10,000). These trucks are used for moving heavier items and are used by different industries like construction and emergency services for ambulances. Popular examples include Ford F-150, and GMC Sierra 1500.

CLASS THREE (GVWR: 10,001 to 14,000 LBS.)

Vehicles like larger pickups, cargo vans, utility trucks, small box trucks, and school and city buses fall here. These trucks are often utilized by delivery services moving companies, construction, and maintenance. The Ford-350, RAM 250,0, and GMC Savana belong to this category. 

MEDIUM-DUTY VEHICLES

Medium-duty vehicles comprise classes three to six. They are built for more tedious tasks compared to the light-duty category. 

CLASS FOUR (GVWR: 14,001 – 16,000 LBS)

Class four trucks  have a GVWR within 14,001 to 16,000 lbs. They are used by various industries for transporting items like furniture, appliances and construction equipment. Examples include flatbed trucks, delivery trucks, and larger box trucks. The Ford-450, Chevrolet Silverado 4500HD, and Isuzu NPR-HD are popular models in this class. 

CLASS FIVE (GVWR:16,001 – 19,500 LBS)

In this category, you will find small-sized dump trucks, some school buses, large delivery trucks, and bucket trucks. They are popular in industries like waste management, and construction, among others. Examples of models in this include the Ford F-550, Chevrolet Silverado 5500HD, Freightliner M2 106, and the RAM 5500. 

CLASS SIX (GVWR: 19,501 – 26,000)

Vehicles in this division are built for transporting various items like food, beverages and some heavy construction or industry equipment. They include single-axle trucks, some school buses, and beverage trucks. Ford F-650, International MV607 and Peterbilt 220 fall into this category. 

HEAVY-DUTY VEHICLES

Heavy-duty vehicles are designed to handle heavy loads and perform tougher tasks. They are essential machinery commonly found in the logistics and transportation industry and comprise of Class 7 and 8 vehicles. Their GVWR ranges from 26,001 to above 33,000 pounds. 

CLASS SEVEN (GVWR: 26,001 and 33,000 LBS.)

Refuse trucks, cement mixers, and city transit buses are class seven vehicles. Not only can they handle some tough jobs, they are also rugged and can be relied on in situations that require high maneuverability and versatility. 

Examples of models you will find in this category include the Peterbilt 348, Mack Granite MHD, and the International HX. 

CLASS EIGHT (GVWR over 33,000 LBS.)

If you think class seven vehicles are tough wait till you discover the heaviest trucks in the eighth category. These trucks  are typically used for heavy hauling, mining, and large-scale construction projects. Think of cement trucks, dump trucks, and tractor-trailers. Examples include the Peterbilt 579,  Freightliner Cascadia, and the Kenworth T680. 

CONCLUSION

If you work in the trucking industry or aspiring to, then understanding the different classes of commercial vehicles is vital. It helps you navigate selecting the appropriate truck for the job. For example, while light-duty trucks are more suitable for local deliveries, they are not designed for long-haul freight and heavier cargo. Heavy-duty trucks are also not ideal if you’re transporting lighter loads as they consume more fuel and cost high to maintain. 

Ultimately, understanding vehicle classifications aids in budget considerations. The heavier the truck, the higher the expenses. By properly aligning your class of vehicle with your business needs, you can conveniently plan for financing and save costs. The good thing is that Inspired Funding helps truckers to get the best commercial truck financing. With just one contact, you can get the financial support you need to purchase the right truck for your business.

ABOUT INSPIRED FUNDING

If you’re looking for the best financing for your truck business, Inspired Funding is here for you. With tailored financing plans and a range of flexible options, we make it easy for you to get the truck you need and make paying for it a breeze.

Inspired Funding has been helping businesses finance various commercial vehicles, including semi-truckscargo vansdump trucks, and other essential heavy equipment to keep your business moving. We offer competitive interest rates and affordable down payments to fit your budget.

Worried about credit? No problem! We can help you navigate credit score challenges by providing financing solutions designed to get you on the road faster.

Ready to finance a bulldog or a dragon wagon? Give us a call today to get started!


modern-big-rig-semi truck

THE BEST SEMI-TRUCK BRANDS 2024

It is every trucker’s dream to drive a high-powered and efficient truck that operates without the constant worry of breakdowns or costly repairs. Indeed, nothing beats owning a truck that provides peace of mind while allowing you to run your day-to-day operations without stress. This is made possible by investing in a truck that is designed to deliver these essential benefits.

While some brands are more popular than others, others have built a reputation of being every trucker’s first choice. In this article, we explore some of the best semi-truck brands to buy from and highlight what sets them apart.

WHAT ARE THE BEST SEMI-TRUCK BRANDS TO GET IN 2024?

FREIGHTLINER

When it comes to medium and heavy-duty trucks, Freightliner has etched its name as a household name. With their trucks made to last, it is no wonder that they are a top choice for drivers looking for dependability and longevity. 

A popular Freightliner truck is the Cascadia known for its aerodynamic design, fuel efficiency, and its engine is either powered by Detroit or Cummins heavy-duty engine. Freightliners also have advanced and automated safety features, making them ideal for overall efficiency in long-haul and urban transportation.

VOLVO

People often discuss Volvo in terms of its quality and safety, two words that have become synonymous with the brand. As a manufacturer of different vehicles, Volvo’s commitment to safety also rubs off on their trucks as they are equipped with advanced safety features. So if safety is a top priority for you, then you should go for Volvo. But that is not all about Volvo trucks. 

Other benefits of Volvo trucks include efficient fuel management, durability, advanced technology, and great resale value. Volvo also has one of the most successful trucks as the FH has sold over 1.4 million units to date.

The Volvo VN and VNR are also the most talked-about for their fuel efficiency. The VNR is particularly great for regional-haul and urban delivery. 

MACK

Mack trucks are popular because of their functionality. As one of the largest manufacturers of trucks in North America, Mack Trucks has a reputation for being known as tough work trucks.

Mack was founded by Jack and Gus Mack in 1900 and was initially known as the Mack Brothers Company, but later switched to vehicle manufacturing. In April 2000, Volvo acquired the parent company of Mack Trucks, Renault Vehicules Industriels, making Mack Trucks a subsidiary of Volvo. 

Most Mack Trucks run on the Cummins L9 engine which means higher performance and lower maintenance. Some popular Mack trucks include Mack Anthem and Mack Titan. You can identify the Mack Anthem by its bold design, but you can count on its great aerodynamics and fuel efficiency. The Mack Titan, on the other hand,  is an ideal choice if you are operating heavy-duty tasks.

KENWORTH

If you are looking to get the best value for your money, then a Kenworth semi-truck may be what you are looking for. Nicknamed the K-Whoppers, Kenworth trucks are reliable and durable and can be trusted for several uses. 

The T680 and T880 models are bestsellers Kenworth trucks that have been lauded for efficiency, functionality, and durability. 

On the one hand, the lifespan of the T680 is set at 1.5 million, which means it can last for decades. The T880, on the other hand, is known as a versatile workhouse and is popular for its ruggedness and engine makeup.

PETERBILT

Peterbilt started in 1939 and specializes in the production of medium and heavy-duty trucks and commercial vehicles. A standout feature of Peterbilt semi-trucks is their durability and low maintenance. 

The Peterbilt 379 semi-truck, for example, is built to last, often running up to 750,000 miles without needing a rebuild, with many even surpassing the 1,000,000-mile mark.

The Peterbilt 389 is another model truckers love. It comes with a 600-hp Cummins engine, advanced safety technology, and comfort features that ensure a smooth and enjoyable driving experience, even on long hauls.

INTERNATIONAL

If you’re looking for heavy-duty and medium-duty severe-service vocational trucks, you should consider going for International. Their semi-trucks are built with high technology that ensures efficiency and durability.

Popular among International truck models are the LT and RH series. They both feature the S13 Integrated Powertrain, which enhances fuel efficiency and reduces emissions. The LT Series is designed for long-haul driving, combining comfort and efficiency.

On the other hand, the RH Series is built for local and regional haulage. It has a maneuverable design that makes it ideal for navigating tighter spaces. 

WESTERN STAR

Western Star builds durable and versatile trucks which makes it a go-to choice for truckers serving diverse industries. Powered by Detroit and Cummins truck engines, Western Star semi-trucks are designed to handle the toughest conditions. They also have sturdy steel frames and rust-resistant coatings that ensure that they perform for a long time while requiring minimal maintenance. 

Popular Western Star trucks include the 47X, 49X, and the 57X. The 47X is known for its durability, the 49X is one of the most advanced heavy-duty trucks while the 57X has driver-focused designs and advanced safety features. 

CONCLUSION

Buying a semi-truck is a big move, and you must prioritize getting the one that will serve you in the long run. Common qualities you should look out for include durability, fuel efficiency, safety, and low-cost maintenance among others. The brands listed above are trusted and can give you great value for your cash. 

ABOUT INSPIRED FUNDING

Inspired Funding has helped hundreds of truck companies secure the trucks they need to succeed. Whether you’re expanding your fleet, starting a new business, or navigating bad credit, we’re here to make truck financing simple and stress-free. 

We specialize in truck financing designed to get your business on the road to success. From box trucks and dump trucks to cargo vans, semi-trucks, and other vocational vehicles, our process is easy. Get guaranteed low payment on used and no hard pulls on credit scores. 

With competitive interest rates, flexible down payments, and manageable repayment plans, you can focus on growing your business without the stress. Start your journey to funding today!


image-of-a-box-truck

HOW TO SECURE BOX TRUCK FINANCING AND GROW YOUR BUSINESS

Box trucks are essential vehicles designed for transporting goods and handling medium to large deliveries, which makes them a key investment for businesses. Acquiring these trucks attracts a significant upfront, especially when aiming to establish a commercial fleet. Many small businesses may find it difficult to afford the full cost for such a big purchase.

A smart business move is to consider box truck financing. This option enables new and small business owners to secure the vehicles they need for deliveries, goods transportation, or service provision, all while managing cash flow effectively.

WHAT IS BOX TRUCK FINANCING AND HOW DOES IT WORK?

Box truck financing is a service that helps businesses acquire box trucks without having to pay the full price upfront. It’s especially useful for small businesses that need these trucks for deliveries, transporting goods, or providing services. Whether you choose to buy or lease, financing can make it more affordable.

Financing allows you to spread the payments over time, helping you keep cash on hand for other business needs. 

By breaking down this initial investment into monthly payments, companies can secure the vehicles they need to meet customer expectations without putting undue stress on their finances.

When you opt for box truck financing, you’ll typically sign an agreement with a lender, which could be a bank, credit union, or a dedicated truck financing company. This arrangement allows you to make monthly payments for a specified period, making it easier to manage your budget.

DIFFERENCES BETWEEN BOX TRUCK FINANCING AND REGULAR AUTO LOANS

LOAN AMOUNTS

Auto loans are generally smaller and meant for personal cars. Box truck equipment financing, however, allows businesses to take out larger loans, which can cover the cost of multiple trucks or specialized commercial vehicles.

INTEREST RATES AND REPAYMENT TERMS

Regular auto loans usually have lower interest rates and longer repayment terms since lenders consider individual borrowers less risky with steady incomes. On the other hand, box truck financing often comes with higher interest rates and shorter repayment terms because business incomes can fluctuate.

DOCUMENTATION AND QUALIFICATION

For regular auto loans, lenders mainly look at the borrower’s credit score, income, and debt-to-income ratio. Commercial truck financing involves more paperwork, requiring business financial statements and a business plan to assess the company’s financial stability.

TAX AND INSURANCE

Interest on regular auto loans isn’t usually tax-deductible, but box truck loan interest can be if the truck is used for business. Personal vehicles only need standard insurance, while box trucks require more comprehensive coverage to account for higher usage and business risks.

EXPLORING BOX TRUCK FINANCING OPTIONS

TRADITIONAL BANK LOANS

Traditional bank loans work well for established businesses with strong credit. These loans offer competitive rates and reliable terms but require substantial documentation, making them ideal for companies with proven financial stability.

EQUIPMENT FINANCING

With equipment financing, the box truck itself serves as collateral, making it easier for businesses with lower credit scores to qualify. This is a popular choice for newer or smaller businesses needing essential vehicles without high credit demands.

LEASING OPTIONS

Box truck leasing is a flexible route for companies in need of regular vehicle upgrades. Operating leases are great for using newer trucks without ownership, while finance leases offer the option to buy the truck at the lease’s end.

ALTERNATIVE FINANCING SOLUTIONS

For businesses with credit challenges, options like bad credit box truck financing or low down payment plans are available. Specialized truck lenders often simplify approval, catering to businesses facing unique industry demands.

CREDIT UNIONS AND ONLINE LENDERS

Credit unions provide competitive rates and personalized service for members, while online lenders offer a fast, straightforward application process—ideal for small businesses needing quick funding. These box truck loan options make financing accessible for diverse business needs.

KEY REQUIREMENTS FOR SECURING BOX TRUCK FINANCING

CREDIT SCORE

Your credit score is crucial when seeking financing for a box truck, whether it’s new or used. A higher credit score can get you better interest rates and terms. Applying to multiple companies at once can hurt your credit score because each application results in a hard inquiry.

DOWN PAYMENT

Most lenders will ask for a down payment, usually between 10-20% of the truck’s price. Putting more money down can lower your monthly payments and reduce the total interest you’ll pay over the life of the loan, so it’s a good strategy if you can manage it.

COLLATERAL

Typically, the box truck itself acts as collateral for the loan. This means that if you can’t make your payments, the lender has the right to take the truck back. In situations of low down payment truck financing, providing additional collateral requirements, like cash reserves or existing assets, can enhance your application.

DOCUMENTATION

Lenders will ask for some paperwork to understand your business’s financial health. You’ll need to provide recent financial statements, proof of income, and a business plan to show that you can manage the loan payments and that your business is stable.

STEPS TO SECURE THE BEST BOX TRUCK FINANCING

EVALUATE YOUR FINANCIAL POSITION

First and foremost, evaluate your financial position. Take the time to review your credit score, cash flow, and overall loan affordability.

GATHER THE NECESSARY DOCUMENTATION

Before you apply for commercial truck financing, ensure you have all relevant documents readily available. This includes your business information, financial statements, personal details if required, and specific information about the truck you wish to purchase.

RESEARCH LENDERS

After you must have compiled the necessary documents, next is to research lenders extensively. Investigate various financing options available to you, such as banks, specialized truck lenders, and credit unions. Each lender may offer different terms and rates, making it essential to compare your choices thoroughly. A financing company like Inspired Funding simplifies the application process for you such that you get the right funding without stress.

REVIEW AND COMPARE OFFERS

Upon receiving approval, take your time to review and compare the offers carefully. Pay close attention to critical details such as the interest rate, flexible loan terms, and any associated fees. Ensuring that the offer aligns with your budget is vital before signing any agreements.

NEGOTIATE TERMS

Finally, don’t hesitate to negotiate the terms of your financing. Many lenders are open to discussions regarding down payments, interest rates, and monthly payment schedules. Engaging in negotiations can often lead to more favorable financing conditions, ultimately benefiting your financial situation.

CHALLENGES FREQUENTLY ENCOUNTERED WITH BOX TRUCK FINANCING

LOW CREDIT SCORE

Having a low credit score may restrict your borrowing options since lenders usually look for good credit scores to offer favorable terms, on loans or credit cards. Those with low credit might face interest rates or struggle with loan applications being denied. While there’s the option of bad credit box truck financing, paying off debts and gradually building up your credit can boost your chances of getting approved for opportunities in the future.

DOWN PAYMENT REQUIREMENTS

A lot of lenders ask for an initial payment or collateral requirements which, as a small business owner, can be quite a challenge to overcome. To cut down on expenses, businesses can look for financing plans that require less money upfront or check out loan choices where the truck is used as security. Leasing might also mean having to pay less at the beginning compared to buying.

STRICT LOAN TERMS FOR NEW BUSINESSES

New businesses that have operated for less than two years may encounter stringent loan conditions from lenders since they perceive newer ventures as riskier propositions. Despite the hurdles faced by startups, in securing loans with terms they could enhance their chances of approval by demonstrating cash flow, developing a well-structured business blueprint, or providing extra collateral.

EXPLORING LOAN TYPES

Deciding whether to lease or buy a box truck is a critical choice, as each option significantly affects your financial situation and related expenses. Box truck leasing can provide lower monthly payments, which may ease immediate cash flow concerns. Conversely, buying allows you to establish ownership of the asset, building equity over time.

WHY CHOOSE INSPIRED FUNDING FOR BOX TRUCK FINANCING?

If you’re just starting your business or looking for fleet expansion, finding the right financing partner is crucial. Inspired Funding specializes in box truck financing tailored to your needs. Our team is committed to making your buying experience as straightforward as possible, offering flexible terms and competitive rates.

Inspired Funding creates custom programs that fit your business requirements and processes applications quickly with flexible loan terms and payment options. We work with various credit histories, supporting both new startups and established businesses. Our financing experts will help you navigate the paperwork seamlessly, ensuring you get the equipment you need without any stress or delays so you can concentrate on running your business successfully.

Explore Inspired Funding’s box truck financing options today and drive your business forward with the right financial support!