277 Fairfield Rd Ste 310- Fairfield, NJ 07004
Logo for Inspired Funding - Commercial Truck Financing
277 Fairfield Rd Ste
310- Fairfield, NJ 07004

UTILITY Truck Financing
Fairfield, NJ

DOWN PAYMENT STARTS AS LOW AS 10%

Buying an used utility truck and need utility truck financing?
Inspired Funding can get you the Utility Truck Financing you need!

We are a utility truck financing company that works with utility truck drivers,
utility truck owner operators, and utility truck fleet operators.

Get Funding!

Won't Affect Your Credit

Quick Application
Process for Utility Truck Financing

No Minimum FICO
Score Required for Utility Trucks

Flexible Terms &
Fast Utility Truck Financing

Use Funding at
Any Utility Truck Dealership

NEED UTILITY TRUCK FINANCING?

INSPIRED IS HERE TO HELP!

While driving a utility truck is a rewarding career, what would it take to own a utility truck and have complete control over your business? Buying a utility truck can seem like a giant undertaking, but when you have Inspired Funding on your side, you will find much more success at getting the ball rolling.

It may be challenging to go through a conventional bank to get a utility truck financing, especially if you have poor credit. Our team at Inspired Funding is familiar with the utility truck industry. We can help you find success in buying a utility truck in no time at all.

Won't Affect Your Credit

Our Process is Quick & Simple

Forget about the stress of financing a utility truck when you have our team to make the process quick and simple. Then, you can live your dream and reach for the stars, no matter your background or credit score. There is no limit to what you can do when you have our Inspired Funding team to back you up.

We make the steps clear and easy to navigate, so you will not get overwhelmed with the lending process. Review the steps to see how simple the process of buying a utility-truck can be:

1. Complete Funding Application

2. Review the Funding Approval with the Finance Manager

3. Find the Utility Truck You Want Finance

4. Review Loan Documents

5. Get Funded

Finding the utility truck of your dreams is right around the corner. Take control of your business by securing a utility truck financing for your next utility truck. Our team will take the stress out of completing the application. Then meet with our finance manager to ease your worries and give you the good news of your approval.

As you find the perfect utility truck to fill your business needs, our team will be ready to complete the process. Once the sale goes through, your loan will be funded, and the utility truck is yours. It may feel too good to be true, but it can all become a reality with the help of Inspired Funding.

GOT QUESTIONS? CALL US

UTILITY TRUCKS & EQUIPMENT WE FINANCE

Semi Trucks

Box Truck

Tow Trucks

Trailers All Types

UTILITY TRUCK FINANCING OVERVIEW

Get Started today and put your application through to see if you meet the utility truck financing requirement. We can take a look at your credit score, talk about down payments, and find the best interest rate for your utility truck financing. Do not jump to any conclusions until you’ve met with our team at Inspired Funding. We specialize in utility truck financing for people with all credit scores.

Once we have the loan pre-approved, we can guide you through finding the best utility truck to buy. Whether you want a new or used utility truck, we can offer our expertise on reliable makes and models. Learn from our experts in the industry, and you can’t go wrong.

ESTIMATE YOUR UTILITY TRUCK FINANCING PAYMENT WITH OUR LOAN CALCULATOR

We can assist with our utility truck financing payment calculator so you can better understand your purchasing power and what kind of utility truck you can purchase. Enter your credit profile, and down payment, and the truck finance calculator will do the rest. Then you can see what your monthly payment will look like and if that’s something you can afford each month. Get pre-approved today. No hard inquiries or negative impact on your credit.

GROW YOUR UTILITY TRUCK BUSINESS WITH INSPIRED

UTILITY TRUCK FUNDING PROGRAMS - EXPLAINED

Inspired Funding offers four different funding programs so you can choose the best option for your business. If you think owning a utility truck is impossible for you, know that we make it possible to receive bad credit utility truck financing or low down payment utility truck financing.
Here are a few of the options that we offer:

No matter what kind of funding program works for you, our team will work tirelessly to secure your loan so that you can grow your utility truck business.

Won't Affect Your Credit

Don't Rent Your UTILITY truck - Own it!

We help you get rid of rental payments on UTILITY trucks

If you are currently leasing or renting your utility truck, your monthly rent is not investing back into the business. Instead, the payment goes directly into someone else’s pocket while you do all the work. In the same way that renting an apartment does not grow your personal net worth, utility truck leasing also does not do any favors to your business.

We offer several utility truck leasing options that will fit your budget and help increase equity in your balance sheet. Inspired Funding makes it possible for you to be the owner of the equipment you use while running your business. Even if you are paying monthly payments, the money is going toward building up equity in your business. So invest in yourself by taking the plunge toward owning your own utility truck.

Meet with our team at Inspired Funding to walk through your specific path toward owning a utility truck. Whether you are a first-time buyer, fleet owner, investor, or someone with bad credit, we offer multiple programs for all funding levels.

GET INSPIRED & EXPAND YOUR UTILITY TRUCK FLEET

What is stopping you from scaling your utility truck business? With our fleet financing program, you can buy more utility trucks and hire more drivers. You can expand your fleet to reach dozens of employees that look up to you for safety and organization.

If you climb the ranks from truck driver to the fleet owner, there is no reason to put a cap on your dreams. Instead, expand your fleet as you buy new or used utility trucks with Inspired Funding. Our team offers the benefits of getting your foot in the door and purchasing your next utility truck as a fleet owner.

INDUSTRY INVOLVEMENT

Inspired Funding recognizes the importance of being proactively involved in our industry through finance associations, and we actively engage them through membership, and participation.

Our Client Testimonials

Giancarlos Rojas
Giancarlos Rojas
1 review
a day ago
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Very good customer service, excellent service, they accompany you throughout the financing process, saving you time and money, grateful to them
Johnny Gonzalez
Johnny Gonzalez
4 reviews
a week ago
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WOW!!THANK YOU MILLY!!!! Not only did she get me approved for my first truck which I’m 100% sure was a mission impossible task being that my credit was terrible at best. She did so in such a caring, understanding and patient manner it truly felt like I was working with a close family member on this deal.Again Thanks Milly for being so down to earth and diligent at what u do while still being empathetic. You don’t see that kind of character now a days, thanks a million!! looking forward to making this the first of many new deals in the near future!!! 💯 stars for MILLY!!!!
alhaji Brima
alhaji Brima
2 reviews
a month ago
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Milly was very professional and helpful throughout the entire process. I will recommend her and inspired funding llc to anyone. She makes the impossible possible. Thanks again Milly you Rock.
Ms. Leveille
Ms. Leveille
3 reviews
5 months ago
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Luz Baldera was always nice and very patient. She took the time to make sure my brother Leo and I understood the process completely. Utopia Investment Company is a small family company. We really appreciated her excellent service. We will definitely recommend Luz at Inspired Funding and will reach out to her when we need more trucks or trailers for our business.
Rut Ortiz Lopez
Rut Ortiz Lopez
1 review
2 years ago
Read More
I purchased my first truck thanks to Inspired Funding LLC. I never thought I could get it done since I have low credit and i just started my own company. Inspired made it happen! I had the nicest agent....Thanks Glenny, you are the best!
Luis miguel Ventura
Luis miguel Ventura
3 reviews <br2 years ago
Read More
José and his team are highly trained professionals. They got me into the truck I needed with a very smooth process. They saved me thousands of dollars on the insurance and interest. Love my payment, and my new truck 🙂 Thank you guys!
Phillips Mahmud
Phillips Mahmud
1 review
2 years ago
Read More
My experience with inspired has been unregretable. I was in need of a van to get my job easier. I am an electrician and was looking to upgraded my vehicle so that I could fit my tools. Inspired was recommended to me by a friend, and all I can say is thank you. I got my van with the monthly payment I wanted and was able to get the loan very fast and easy. Thank you milly and your team for making it possible.
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